Showing posts with label cavalcade of risk. Show all posts
Showing posts with label cavalcade of risk. Show all posts

Wednesday, July 24, 2013

Welcome to the 188th Cavalcade of Risk

 I am honored to be once again hosting the Cavalcade of Risk, a round up of risk-related posts of all sorts from around the blogosphere.

In reviewing the submissions for this cavalcade, I was struck by their technical and detailed nature.  I learned from the posts about the history of health insurance in China, how the MTA in New York City is planning for the next storm surge, and who serves on the Massachusetts Board of Registration in Pharmacy. Thank you to all participants for sharing your wealth of knowledge. 

The mechanics of insurance fraud, and of fighting insurance fraud 

At the blog "From Bob's Cluttered Desk" Robert Wilson describes in his post "An Engaged Carrier Can Improve Care While Lowering Pharmacy Costs"  how a worker's compensation carrier worked together with physicians and state government to reduce prescription drug abuse and save money.

In Employer Fraud is the Wrong Way to Reduce Workers Comp Costs, Michael Stack at the Workers Comp Resource Center states many ways that employers try to cheat the workers compensation system, and what the consequences are of such fraud. 

The mechanics of Obamacare . . .

In Delaying the employer mandate has little effect on the ACA, the Colorado Health Insurer Insider discusses the details of the employer mandate under the Affordable Care Act (ie, Obamacare).  The post points out that very few employers will be affected by the mandate. 

. . .  And of health insurance in China

Jason Shafrin of Health Care Economist describes the history of Health Reform in China.

The mechanics of providing funding for storm surge losses

Clare Wilkinson writes in the Terms + Conditions blog  about New York MTA in Storm Surge Catastrophe Bond First.   The captive insurer of the New York Mass Transit Authority (MTA) has turned to the catastrophe bond market to strengthen its reinsurance protection. The $125 million catastrophe bond will provide MTA with cover solely for storm surge – a first in the history of the catastrophe bond market.

The mechanics of scams, and the mechanics of helping someone who has been scammed

In Scamster Tricks, Hank Stern, the fearless leader of the Cavalcade of Risk, writes at Insureblog about how he (hopefully) saved a woman from being scammed by a fake health insurance agent.

The mechanics of obtaining life insurance despite a preexisting condition

In Life Insurance with Pre-existing Conditions. Jeff Rose at Life Insurance by Jeff states options for you if you have a preexisting condition and want life insurance. 

The mechanics of regulating pharmacists

At Health Business Blog David Williams argues in Pharmacy Board Needs a Non-Pharmacist Majority that in light of tainted steroid injections originating in Massachusetts that caused many fatalities, the composition of the  Massachusetts Board of Registration in Pharmacy should be changed to include more non-pharmacists. 

The mechanics of insurance coverage for flat tires

In Does Car Insurance Cover Tire Damage, Financial Ramblings posts on when auto insurance does and does not cover flat tires. 

The host of the next Cavalcade of Risk is R. J. Weiss of Weiss Insurance Agencies.

Wednesday, January 9, 2013

Welcome to the 174th Cavalcade of Risk

I am honored to be once again hosting the Cavalcade of Risk, a roundup of risk posts from around the blogosphere.

I'm nicknaming this cavalcade the Cavalcade of Risk of Risk, in honor the many posts that discuss how an obvious risk (drunk-driving, getting sick) leads to a different sort of risk (personal financial disaster; having your medical records kidnapped.)

Risks from healthcare

You’re probably aware of the risks of identity theft, but were you aware that medical ID theft is a crime that’s on the rise?  That medical records have been held for ransom? Julie Ferguson of Workers’ Comp Insider offers insight in her post “Storm Clouds Ahead: Hackers, Healthcare Data and Medical ID Theft”

Risks to life insurance rates from asthma
 
Jeff Root posts at Root Financial & Insurance Services about how asthma may or may not affect life insurance rates. 

Risks to life from holding it in

Fearless leader of the Cavalcade of Risk Hank Stern posts at InsureBlog that failure to express anger "can have serious repercussions for a person's physical and mental wellbeing." 

Financial risk from drunk driving

Emily Guy Birken writes at PTMoney about the cost of an arrest and prosecution for drunk-driving. 

Risks from workplace injuries

At the Workers Comp Resource Center, Michael Stack provides five tips for avoiding or minimizing injuries and, thus, avoiding or minimizing workers compensation claims.

Risks from natural disasters

At Risk Management Monitor, Emily Holbrook posts about the largest natural hazard risks of 2012.  She concludes, "As we’ve seen with the natural catastrophes of 2012, it is important for insurers, homeowners and businesses to develop a more comprehensive evaluation of risk — one that includes typically non-traditional locations."
 
Risks of misdirected risk prevention

David Williams at Healthcare Economist has a promising title to his blog post, "Mental health access is no substitute for gun control."  He points out that two of the recent mass shooters had good access to mental health treatment.  But he doesn't go to the next step in his article:  Improving mental health treatment in this country, while an admirable goal, will not go as far in improving safety as improving gun control will.

Risk of risk management not working

In the most surprising post of the day, Jason Shifrin writes at Healthcare Economist that disease management programs don't work.  He discusses a study showing that states that have implemented diabetic disease management programs do not have lower rates of hospital admissions than states that do not have such a program.  I'm not looking at the source material or analyzing the statistics; suffice it to say that I remain lazy but skeptical. 

Managing the risk of not being able to afford health insurance

Rather than pointing out that Obamacare will make affordable health insurance available to many people of limited resources, at Christian Personal Finance Joe Plemon lists alternative methods of obtaining insurance.   One option he discusses is religious-based organizations that pool resources for health care.  As I wrote here, the concept behind those organizations is insurance at its most basic. 

Thanks everyone.  Julie Ferguson at Worker's Comp Insider hosts the next Cavalcade of Risk. 
 

Monday, October 22, 2012

New Cavalcade of Risk is up

For a roundup of risk-related blog posts from around the web, take a look here.  Special thanks to My Personal Finance Journey for including my post on insurance as a kind of tax as one of the top three posts for this Cavalcade.